Critical illness insurance is insurance that pays a lump-sum benefit upon diagnosis of a critical illness or condition. A critical illness policy’s payout helps you avoid the financial strain a major illness can create so you can focus on your recovery. It gives you the freedom to:
- Get the treatment you want
- Spend time with your family and friends
- Keep your home and other assets
Determine Your Need
Traditional health insurance is valuable, but often limiting. Because medical treatment is more advanced than ever, it’s also more expensive. People today often experience financial hardship because of the medical expenses their health and disability insurance don’t cover. Critical illness insurance could be a strong supplement to your health insurance. Determine if you need critical illness by learning what it pays for that other plans don’t.
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